We are committed to responding as quickly as possible to your loan request. Because loan decisions are made locally, we offer our customers the friendly, professional, competent service that has become our trademark!
Home Equity Loans & Lines of Credit
Local loan decisions ensure we can get your HELOC (home equity line of credit) processed quickly, putting money at your fingertips as fast as possible. You’ll set it up once, then have it available for use over and over.
We also offer home equity loans, perfect for financing everything from a college education or new cabinets to your dream vacation.
Come in to a local branch or call today for details!
(Consult your tax advisor regarding tax deductibility of interest.)
What is a HELOC?
A home equity line of credit is a loan using equity in your home as collateral. This type of loan offers available funds to borrow at a pre-determined interest rate and term. Unlike a second mortgage, however, cash isn’t funded immediately, but is instead available if you need it. The loan is only activated if you use the line of credit.