Choose One to Apply for a Business Loan

Ready to apply for the online business quick loan, or begin the conventional business or SBA loan process?

Just click on your preferred type of loan to apply. ⇒ 

(Not sure? Scroll down to learn about the differences, or go to our Business Loans page to learn about the variety of loan types we offer.)

apply for online quick loan button
Business Loans from Horizon Community Bank

What's the difference?

  • Quick loans use personal credit history

    Unlike a conventional business loan that requires business credit history, significant paperwork and possibly personal credit history or a personal guarantee, online business quick loans streamline the process by requesting only personal credit history.

    If you need a fast line of credit with a one-year term that can automatically renew, the online quick loan is perfect. It can be approved in 24 hours, and available for use in 48 hours.

  • Quick loans are a revolving line of credit up to $50,000

    If you are seeking a standard business line of credit (which requires a more detailed process) which may offer a higher credit limit, lower interest rate or different payment terms, a conventional loan is your best option.

    It’s a lengthier process, but accommodates a much deeper level of interaction with our bankers and credit team. It helps us learn enough about your business to offer “Right Financing” assistance, and more options.

  • SBA & other conventional business loans require the full application process

    The Online Business Quick Loan is attractive to many, but if you’re seeking a Small Business Administration (SBA) loan, or other type of conventional business loan, detailed paperwork is required. Please select the “other business loans” choice and we’ll review your application to determine the best type of business loan for your individual circumstances.

  • We're here for you

    Still not sure? Give us a call at (928) 854 – 3000 or the local branch nearest you, and we’ll be glad to help.

    You can also go to our Business Loans page to learn more about the types of loans we offer!