Business Loans and Business Accounts

Its mid-year and we still receive frequent reminders that our economy is still not where we would like it to be. It maybe the soft labor market, or perhaps the latest consumer confidence survey. Either way, most people would agree that general economic conditions are still soft. That’s why it is important to review all of your Bank Accounts and Loans to make sure that you have the buying power and staying power to sustain your growth for the remainder of 2013 and the years to come.

At Horizon Community Bank, we have a team of lending experts to help you with all of your lending needs. We have many different types of loans available to help your business succeed. If your business needs are such that you need help with purchasing additional inventory, we can tailor a working capital loan to help you. If you are looking to purchase a building for your business, we have a few different options that we can review with you including conventional commercial loans as well as various government programs. You may not know that HCB is the number one Arizona based SBA lender in the state; the number one USDA lender in Arizona and was recently named the Financial Services Advocate of the Year by the SBA.

In addition to reviewing the lending needs of your business, you should also review your overall banking needs. As a business owner, you need a business account that provides flexibility that will help support the growth of your business.

Horizon Community Bank offers 2 very competitive business accounts, our ABC (Absolute Best Checking) Micro account and our ABC (Absolute Business Checking) Commercial Analysis Account. The volume of activity and your average account balance will determine which accounts will work best for your business. The ABC Commercial Analysis Account currently offers a monthly earnings credit that is 5 times higher than the national average. Both of these accounts offer all of the on-line services and business essential features including Cash Management that will help your business grow. In addition to these accounts we offer a full array of savings vehicles to help you with your business needs. You can have peace of mind knowing all of our accounts offer the safety of the FDIC Insurance coverage.

Horizon Community Bank’s mission is to serve the needs of small business owners in the Arizona markets in which we operate. We want to be your banking partner. To learn more about all of our products give us a call today or stop by one of our branches, you will be glad you did.