News & Updates |
| May 2013 Mortgage Minute |
| It’s already April and 2013 is shaping up to be an even better year than 2012 for the mortgage department here at Horizon Community Bank. We have doubled our staffing within the last four months and expect to increase our mortgage originations significantly throughout the rest of 2013. In our continued efforts to improve customer service we have hired additional processing staff and opened a mortgage production office in the Bella Plaza on Mesquite Avenue in Lake Havasu City. HCB already services our primary markets in Lake Havasu City, Parker, Fort Mohave/Bullhead City, Quartzsite and immediately... <Read More> |
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| Investing your Tax Refund |
Once again it’s that time of year when tax season is upon us. You may already be making plans for that refund and thinking of all the things you can do with that money. As for others, you may not have planned well or life got in the way. Now you are not exactly sure how you are going to make ends meet. to more saving.
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| Are you saving as much as you would like? |
There are plenty of reasons to open a savings account: Emergencies, large purchases, vacations, college tuition, Christmas, or simply to lay a foundation for your long-term financial stability.
One of the first steps to saving is spending less. Realizing how much you spend in certain areas encourages you to make changes like not eating out or shopping less regularly. Those small purchases add up. Monitoring your expenses ultimately leads to more saving. <Read More> |
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| If mobile banking wasn’t your top priority in 2012, it better be for 2013 Accounts. |
Marketing veteran Drew McLelland said if mobile banking wasn’t your top priority in 2012, it better be for 2013. “This isn’t optional for financial institutions that want to be in business in 2020,” said McLelland. “It’s really that simple.”Branding consultant Sean McDonald agrees: “Mobile banking, remote deposit capture, and all of the technology associated with these things will continue to be the fastest-growing trend in our industry.” Excerpt taken from -http://thefinancialbrand.com/26967/retail-banking-trends-predictions-resolutions-2013/<Read More...> |
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| Business Loans and Business Accounts |
| The Start of a new calendar year provides business owners and consumers hope that good fortunes will come their way. To help good fortunes to come, business owners need to review their existing business plans to help navigate their business to make sure they have the buying power and staying power needed to sustain their growth in 2013, and the years to come. <Read More> |
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| HCB Now Offers Competitive Equipment Leasing Programs |
| Since its inception, one of the principal missions of Horizon Community Bank (“HCB”) has been to serve the needs of small business owners in the Arizona markets in which it operate. If you are a business owner, regardless of the industry sector in which you operate, you likely have some kind of equipment need that allows you to deliver your products or services to your clients. For many businesses, its equipment is essential to its success. During 2011 equipment purchases increased significantly as over $1.2 trillion in equipment was acquired in the U.S., of which $628 billion was financed. Of that, over 60% ($376 billion) was leased. The primary reason for the increased volume of equipment purchase is business owners are addressing the issue of aging equipment. <READ MORE> |
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| SBA Lending |
With all of the uncertainty around maintaining a predictable flow of capital to businesses, a commercial loan provided by a bank but guaranteed by the federal government almost sounds too good to be true. Standing behind such loans is one of the responsibilities of the U.S. Small Business Administration’s (SBA) Guaranteed Loans Program. Utilizing an experienced SBA lender, like Horizon Community Bank, can be the difference between an SBA approval and decline.
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| FBI Warning on Internet Doomsday Awareness |
The FBI has been warning consumers that criminals have infected millions of computers around the world with malware called DNS Changer which allows them to control DNS servers. As a result, the cyber thieves have forced unsuspecting users to fraudulent web sites, interfered with their web browsing, and made their computers vulnerable to other kinds of malicious software. This malware; which can infect both Windows PCs and Apple Macintosh computers, redirects computers to hacker-created Websites and also prevents users from updating or using anti-virus software.
Download the Notice Here |
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| Visit Page 2 for more HCB news. |
