We focus on consumer needs by having the RIGHT teams doing the RIGHT things creating positive differentiating experiences.

LOCATION

JOB TITLE

JOB DESCRIPTION

Various Markets

Business Banking Officer

Are you an SBA producer in a major market? Would you appreciate some guidance on your production and a consistent credit box? PLP SBA Lender with USDA platform for rural markets seeks top notch producers in Arizona, Colorado, Nevada and other major markets. A track record for solid production is key, but we’re willing to help someone take that next step under the right circumstances.

Interested applicants should send their resume to hr@horizoncommunitybank.com. We are and EOE employer.

Goodyear, AZ

Commercial Loan Officer

The Commercial Loan Officer is responsible for soliciting, building and maintaining relationships with commercial bank clients and servicing a wide variety of real estate, commercial and industrial credits. This position requires the application of well-defined credit/analytical skill sets developed through formal education and experience through the interview, underwriting and loan structuring processes. Exercises sound credit judgment in approving loans within established guidelines or recommending loans for approval by loan committee that meet bank objectives and are compliant with credit policies and regulatory and guidelines and laws. Effectively manages loan portfolio to ensure growth, earnings and proper risk management.

Duties:

  • Develops and maintains commercial banking relationships through community involvement and building and maintaining business networking. Effectively prospect for clients and consultatively delivers creative financial solutions to meet their needs.
  • Applies credit/analytical skills toward the effective underwriting of credit risk and engages in development of loan structure, terms, pricing and documentation toward the approval and closing of loans that achieve the objectives of the bank.
  • Effectively manages a commercial loan portfolio by monitoring ongoing financial reporting, covenant and borrowing base compliance; manages delinquency; effective modification renewals and extensions of credits; and appropriate ongoing risk ratings.
  • Maintains knowledge of bank products and services and collaborates with internal and external business partners of the bank so as to consultatively provide for the full scope of the client’s financial needs resulting in a deep and diverse client relationship that maximizes the profitability of the bank.
  • Maintain ongoing knowledge of the local, regional and national economic conditions as well as all industry sectors with which the bank engages so as to be cognizant of the external forces and market trends impacting the overall asset quality of the loan portfolio.
  • Ensure all collateral interests taken to secure the lending exposure of the bank are legally perfected and appropriately valued, monitored and insured.
  • Comply with all bank policies and procedures as well as related Federal, State and industry laws and regulations pertaining to the bank’s lending and banking activities.

Interested applicants should send their resume to: hr@horizoncommunitybank.com.

Various

Mortgage Loan Originator

Horizon Community Bank is looking for a Seasoned Mortgage Loan Originator with Current Mortgage Sale experience for the Ft. Mohave/Bullhead City, Phoenix and Las Vegas markets. Experience to include all types of Conventional, FHA, and VA Secondary Market Channels. Horizon Community Bank offers a Competitive Commission structure along with medical and dental benefits and 401K.

Interested applicants should send their resume to: hr@horizoncommunitybank.com.

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