As a locally owned business, we only thrive if you do, too. You’re never “an account.” Learn more here about how we’re different!

Business Banking at Horizon Community Bank

Business banking is more complex than checking accounts, loans and debt-to-income ratios… it’s about finding a banker that helps you strike the right balance of funding, timing and asset management.

It’s also about building the right kind of financial package to fit a business’ unique needs, which might occasionally involve custom solutions that are a bit more creative.

We’re good at that.

Lending just because someone qualifies to borrow can “help” a business right into bankruptcy. Talking about your business on a deeper level helps your banker become a much stronger financial partner.

Horizon Community Bank believes in Right Financing and customer fit, not cross-selling and quotas. It’s what makes our community bank so successful, and our business customers so loyal.

Because we’re locally owned and operated, and deeply invested into the neighborhoods surrounding each branch, we thrive when our community thrives.

Come in today and talk to one of our business credit experts; we’ll show you how we can help you succeed.


Small business loans, short- and long-term loans, construction and CRE loans – HCB specializes in loans of $100,000 to $3 million, and typically works with businesses who earn up to ten million dollars of revenue annually.

We also offer an online quick loan for those seeking a business line of credit up to $50,000. Click here to learn more!


We offer a variety of business checking accounts to fit any size of business. We care deeply about your financial success and can help your money grow. We might be small, but our secure mobile and online banking technologies are robust.


Horizon Community Bank offers a number of business credit card options to fit your goals. In some cases, customers with other HCB products can earn additional savings and incentives.


Ready to put some of your cash flow into a savings account, money market, or other interest-earning options? We offer some of the best rates in the nation.


Tired of automated merchant services “help?” At HCB, you’ll work with a real, local Merchant Services Specialist for instant assistance.


When time is short, the ability to deposit customer checks without coming into a branch is useful. Plus, the money is credited to your account faster with remote deposit capture! Some qualify for a free scanner.

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