Arizona Business Checking Accounts

Horizon Community Bank offers business checking accounts to meet every need—from the tiniest entrepreneurial business to Arizona’s largest enterprise companies. Locally owned and operated, we care deeply about your financial success and our community.

We provide secure mobile and online business checking account access, remote deposit captures and five Arizona branch locations for your convenience—backed by robust technology and security measures.

“Deposit customer checks using your smartphone camera. So easy!”

Come in today, and we’ll help your money grow. We’ll help you understand the intricacies of business, operational and financial needs, and how to maximize your assets. Opening a new business checking account is a great place to begin!

All Business Checking Accounts Include:

• Seamless integration with other business banking products
• Remote deposit capture check scanner available – fees may apply
• Mobile Deposit via smartphone photo app
• Convenient online and mobile banking
• Secure, free eStatements (print statements avail. for a small fee).
• Overdraft protection options available
• Treasury management services available. Read ACH Updates.

ABC COMMERCIAL BUSINESS CHECKING

This business checking account is designed for businesses with a higher volume of activity. Fees may be offset with our earnings credit rate.

• Minimum balance to open the account: $100
• This analyzed checking account features an earnings credit to reduce or eliminate fees – ask for details!
• Not an interest bearing account.
• Fees include:
  • Monthly $15 service fee
  • Up to $10,000 in cash deposits/withdrawals with zero fee, then $2 per $1,000
  • $0.15 per debit transaction, $0.10 per other items*

BUSINESS NOW CHECKING

Sole Proprietorships, non-profit organizations, government agencies and IOLTA (Interest on Lawyers Trust Accounts) are eligible to earn interest that varies with their balance.

• Minimum balance to open the account: $100
• Interest bearing account
• IOLTA trust accounts are not subject to monthly service charges or fees; interest (minus any applicable fees/charges) are sent to the Arizona Bar Foundation
• Fees include:
  • Monthly $10 service fee, waived with average monthly balance of $2,500
  • Up to $10,000 in cash deposits/withdrawals with zero fee, then $2 per $1,000
  • Up to 100 items* at no fee, then $0.25 each

MONEY MARKET BUSINESS CHECKING

Horizon Community Bank’s high yielding Money Market Accounts offer you the advantage of earning interest on your balance with the convenience of accessing your funds.

It’s an investor-friendly combination of a traditional checking account PLUS a conservative form of investing.

As your balance grows, so does your interest rate!

• Minimum balance to open the account: $2,000
• Interest bearing account
• Fees include:

• • Monthly $15 service fee, waived with average monthly balance of $2,000
  • Unlimited transfers in person or by mail/ATM; other types of transfers up to six per month payable to other parties, then $1 each. Certain restrictions apply.

ABC MICRO BUSINESS CHECKING

Horizon Community Bank created this basic business checking account with flexibility in mind to meet today’s small business requirements. It is designed to handle a lower volume of activity.

• Minimum balance to open the account: $100
• Not an interest bearing account
• Fees include:

• • Monthly $10 service fee, waived with average monthly balance of $1,000
  • Up to $10,000 in cash deposits/withdrawals with zero fee, then $2 per $1,000
  • Up to 100 items* at no fee, then $0.25 each

* What is “an item?” Items include checks, withdrawals, automated third-party transactions and other activities.