Business Line of Credit

When a business seeks financing for small purchases or flexible spending needs, such as seasonal inventory purchases or payroll shortages, a business line of credit (LOC) can be ideal.

We have traditional Line of Credit (LOC). Once the line of credit is approved, the funds are available for use at your discretion. It’s cash on demand.

The interest rates are often lower than credit cards, but offer similar flexibility in how the funds are withdrawn or spent.

HCB offers lines of credit based on creditworthiness and other factors. Discounts may apply on loans connected to other HCB accounts.