Personal Checking

Horizon Community Bank is proud to be a small bank who takes invests in and nurtures our local community. We’re locally owned and operated, and deeply involved in the neighborhoods that surround each of our five branches.

Ask how we can help your favorite local nonprofit or school today!

ALL CHECKING ACCOUNTS INCLUDE:

• Seamless integration with other banking products
• Convenient online and mobile banking
• Secure, free eStatements (print statements avail. for a small fee)
• Overdraft protection options available

STAR CHECKING

This account pays a premium rate of interest on your daily account balance up to and including $25,000.00 when requirements listed below are met!

• Minimum balance to open the account:  $100.00
• Interest bearing account
• Monthly $15.00 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $10.00 with an average monthly balance of $2,000.00
• Requirements to earn premium rate of interest:
  • Make at least 10 purchases using your check/debit card that post and settle within the statement period
  • Log in to Online Banking at least once a month
  • Receive statements electronically, instead of print
  • Personal checking only, not applicable to business checking
  • If requirements are met, you will receive a premium interest rate and annual percentage yield on your daily account balance up to and including $25,000.00.
  • If you do not meet these requirements, the interest rate and annual percentage yield will be lower on your daily account balance per the rate sheet.
  • Fees could reduce the earnings on the account
  • At our discretion, we may change the interest rates on your account at any time

PERSONAL NOW CHECKING

This checking account earns interest with few restrictions and requires a low minimum balance.

• Minimum balance to open the account:  $100.00
• Interest bearing account
• Monthly $12.50 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $7.50 with an average monthly balance of $1,000.00

SENIOR CLASS CHECKING

This account is designed for adults, ages fifty and up.

• Minimum balance to open the account:  $100.00
• Interest bearing account
• Monthly $10.00 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $5.00 with an average monthly balance of $500.00

GOOD NEIGHBOR CHEX CHECKING

This traditional checking account does not earn interest.

• Minimum balance to open the account:  $100.00
• Not an interest bearing account
• Monthly $10 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $5.00 with an average monthly balance of $400.00

* Annual Percentage Yield