Personal Checking
Horizon Community Bank is proud to be a small bank who takes invests in and nurtures our local community. We’re locally owned and operated, and deeply involved in the neighborhoods that surround each of our five branches.
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STAR CHECKING
This account pays a premium rate of interest on balances from one dollar to $25,000!
- Minimum balance to open the account: $100
- Interest bearing account
- Monthly $3 service fee, waived with average monthly balance of $1,000
- Per month or statement cycle
- Requirements to earn maximum 3.15% Annual Percent Yield* interest rate:
- Make at least 10 purchases using your check/debit card
- Log in to Online Banking at least once a month
- Receive statements electronically, instead of print
- Personal checking only, not applicable to business checking
- Not meeting these requirements results in 0.30% interest rate on the entire balance of the account.
- Fees could reduce the earnings on the account.
- When requirements are met, 3.20% Annual Percent Yield* premium rates of interest apply to balances from one dollar to $25,000. All balances over $25,000 earn an interest rate of 0.30% Annual Percent Yield*.
- Interest rates effective as of July 3, 2019. Rates subject to change.
PERSONAL NOW CHECKING
This checking account earns interest with few restrictions and requires a low minimum balance.
- Minimum balance to open the account: $100
- Interest bearing account
- Monthly $7.50 service fee, waived with average monthly balance of $500
SENIOR CHECKING
This account is designed for adults, ages fifty and up.
- Minimum balance to open the account: $100
- Interest bearing account
- Monthly $3 service fee, waived with average monthly balance of $300
GOOD NEIGHBOR CHECKING
This traditional checking account does not earn interest.
- Minimum balance to open the account: $100
- Not an interest bearing account
- Monthly $5 service fee, waived with average monthly balance of $400
* Annual Percentage Yield
