Personal Checking

Horizon Community Bank is proud to be a small bank who takes invests in and nurtures our local community. We’re locally owned and operated, and deeply involved in the neighborhoods that surround each of our five branches.

Ask how we can help your favorite local nonprofit or school today!

ALL CHECKING ACCOUNTS INCLUDE:

• Seamless integration with other banking products
• Convenient online and mobile banking
• Secure, free eStatements (print statements avail. for a small fee)
• Overdraft protection options available

STAR CHECKING

This account pays a premium rate of interest on balances from one dollar to $25,000.00!

• Minimum balance to open the account:  $100.00
• Interest bearing account
• Monthly $8.00 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $3.00 with an average monthly balance of $1,000.00
• Requirements to earn maximum 0.30% Interest Rate (0.30% Annual Percentage Yield*):
  • Make at least 10 purchases using your check/debit card within the statement period
  • Log in to Online Banking at least once a month
  • Receive statements electronically, instead of print
  • Personal checking only, not applicable to business checking
  • Not meeting these requirements results in 0.03% interest rate on the entire balance of the account within the statement period.
  • Fees could reduce the earnings on the account.
  • When requirements are met, 0.30% Annual Percent Yield* premium rates of interest apply to balances from one dollar to $25,000.00.
  • Balances exceeding $25,000.00 will earn a rate of 0.03% with a 0.03% Annual Percentage Yield with or without meeting the qualifying requirements.
  • Interest rates effective as of April 26, 2021. Rates subject to change.

PERSONAL NOW CHECKING

This checking account earns interest with few restrictions and requires a low minimum balance.

• Minimum balance to open the account:  $100.00
• Interest bearing account
• Monthly $12.50 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $7.50 with an average monthly balance of $500.00

SENIOR CLASS CHECKING

This account is designed for adults, ages fifty and up.

• Minimum balance to open the account:  $100.00
• Interest bearing account
• Monthly $8.00 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $3.00 with an average monthly balance of $300.00

GOOD NEIGHBOR CHEX CHECKING

This traditional checking account does not earn interest.

• Minimum balance to open the account:  $100.00
• Not an interest bearing account
• Monthly $10 service fee
  • Monthly Service Fee reduction of $5.00 when you sign up for Electronic Statements
  • Monthly Service Fee reduction of $5.00 with an average monthly balance of 400.00

* Annual Percentage Yield