Personal Checking Accounts

Personal Checking

Horizon Community Bank is proud to be a small bank who takes invests in and nurtures our local community. We’re locally owned and operated, and deeply involved in the neighborhoods that surround each of our five branches.

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ALL CHECKING ACCOUNTS INCLUDE:

• Seamless integration with other banking products
• Convenient online and mobile banking
• Secure, free eStatements (print statements avail. for a small fee)
• Overdraft protection options available

STAR CHECKING

This account pays a premium rate of interest on balances from one dollar to $25,000!

• Minimum balance to open the account:  $100
• Interest bearing account
• Monthly $3 service fee, waived with average monthly balance of $1,000
• Per month or statement cycle
• Requirements to earn maximum 2..95% Interest Rate ( 2.99% Annual Percent Yield*):
  • Make at least 10 purchases using your check/debit card
  • Log in to Online Banking at least once a month
  • Receive statements electronically, instead of print
  • Personal checking only, not applicable to business checking
  • Not meeting these requirements results in 0.30% interest rate on the entire balance of the account.
  • Fees could reduce the earnings on the account.
  • When requirements are met, 2.95% Annual Percent Yield* premium rates of interest apply to balances from one dollar to $25,000. All balances over $25,000 earn an interest rate of 0.30% Annual Percent Yield*.
  • Interest rates effective as of October 4, 2019. Rates subject to change.

PERSONAL NOW CHECKING

This checking account earns interest with few restrictions and requires a low minimum balance.

• Minimum balance to open the account:  $100
• Interest bearing account
• Monthly $7.50 service fee, waived with average monthly balance of $500

SENIOR CHECKING

This account is designed for adults, ages fifty and up.

• Minimum balance to open the account:  $100
• Interest bearing account
• Monthly $3 service fee, waived with average monthly balance of $300

GOOD NEIGHBOR CHECKING

This traditional checking account does not earn interest.

• Minimum balance to open the account:  $100
• Not an interest bearing account
• Monthly $5 service fee, waived with average monthly balance of $400

* Annual Percentage Yield