Personal Checking
Horizon Community Bank is proud to be a small bank who takes invests in and nurtures our local community. We’re locally owned and operated, and deeply involved in the neighborhoods that surround each of our five branches.
Ask how we can help your favorite local nonprofit or school today!
STAR CHECKING
This account pays a premium rate of interest on balances from one dollar to $25,000!
- Minimum balance to open the account: $100
- Interest bearing account
- Monthly $3 service fee, waived with average monthly balance of $1,000
- Per month or statement cycle
- Requirements to earn maximum 3.04% Annual Percent Yield* interest rate:
- Make at least 10 purchases using your check/debit card
- Log in to Online Banking at least once a month
- Receive statements electronically, instead of print
- Personal checking only, not applicable to business checking
- Not meeting these requirements results in 0.30% interest rate on the entire balance of the account.
- Fees could reduce the earnings on the account.
- When requirements are met, 3.04% Annual Percent Yield* premium rates of interest apply to balances from one dollar to $25,000. All balances over $25,000 earn an interest rate of 0.30% Annual Percent Yield*.
- Interest rates effective as of Oct 31, 2018. Rates subject to change.
PERSONAL NOW CHECKING
This checking account earns interest with few restrictions and requires a low minimum balance.
- Minimum balance to open the account: $100
- Interest bearing account
- Monthly $7.50 service fee, waived with average monthly balance of $500
SENIOR CHECKING
This account is designed for adults, ages fifty and up.
- Minimum balance to open the account: $100
- Interest bearing account
- Monthly $3 service fee, waived with average monthly balance of $300
GOOD NEIGHBOR CHECKING
This traditional checking account does not earn interest.
- Minimum balance to open the account: $100
- Not an interest bearing account
- Monthly $5 service fee, waived with average monthly balance of $400
* Annual Percentage Yield
