Steven Brown will be joining the Banks’ leadership team

Horizon Community Bank is pleased to announce that Steven Brown will be joining the Banks’ leadership team as Market President for the upper Mohave County region. Horizon Community Bank is a locally owned with entities along the Colorado River as well as in Kingman and Maricopa County. The Bank prides itself on building lasting relationships with its clients and offers long term solutions for their banking and financial needs....

Spending Solutions – Do You Have What It Takes?

We receive frequent reminders that our economy is still not where we would like it to be.  It maybe the soft labor market or perhaps the latest consumer confidence survey.  Traditionally, increased spending by consumers and businesses are a reflection of growing confidence, which can serve to improve our weakened economy.  Either way, most people would agree that general economic conditions are still soft.  That’s why it’s important to...

Business Loans and Business Accounts

Its mid-year and we still receive frequent reminders that our economy is still not where we would like it to be. It maybe the soft labor market, or perhaps the latest consumer confidence survey. Either way, most people would agree that general economic conditions are still soft. That’s why it is important to review all of your Bank Accounts and Loans to make sure that you have the buying...

Getting Your SBA or Small Business Loan Request Approved

Intuit’s research is based on interviews with small business owners seeking credit and the banks and lenders who can provide it. And, while they note that credit will remain tight, they suggest that businesses ‘…that can demonstrate the ability to manage assets and cash flow will find credit is still available, although not unlimited.’ Combine this research with the steady flow of new and revised loan programs that have...

May 2013 Mortgage Minute

It’s already April and 2013 is shaping up to be an even better year than 2012 for the mortgage department here at Horizon Community Bank. We have doubled our staffing within the last four months and expect to increase our mortgage originations significantly throughout the rest of 2013. In our continued efforts to improve customer service we have hired additional processing staff and opened a mortgage production office in...

Investing your Tax Refund

Once again it’s that time of year when tax season is upon us. You may already be making plans for that refund and thinking of all the things you can do with that money. As for others, you may not have planned well or life got in the way. Now you are not exactly sure how you are going to make ends meet. In either situation we at HCB...

Are you saving as much as you would like?

There are plenty of reasons to open a savings account: Emergencies, large purchases, vacations, college tuition, Christmas, or simply to lay a foundation for your long-term financial stability. One of the first steps to saving is spending less. Realizing how much you spend in certain areas encourages you to make changes like not eating out or shopping less regularly. Those small purchases add up. Monitoring your expenses ultimately leads...

If mobile banking wasn’t your top priority in 2012, it better be for 2013 Accounts.

Marketing veteran Drew McLelland said if mobile banking wasn’t your top priority in 2012, it better be for 2013. “This isn’t optional for financial institutions that want to be in business in 2020,” said McLelland. “It’s really that simple.”Branding consultant Sean McDonald agrees: “Mobile banking, remote deposit capture, and all of the technology associated with these things will continue to be the fastest-growing trend in our industry.” Excerpt taken...

STAR News Article

In the last few years, both banks and credit unions have offered rewards checking accounts with terrific interest rates.  While the interest rates have dwindled in our economy, these rewards accounts are still very appealing. Horizon Community Bank offers a STAR Reward Checking Account for individuals who are looking to earn interest on their checking account and desire the convenience of internet banking paired with the use of a...

Business Loans and Business Accounts

The start of a new calendar year provides business owners and consumers hope that good fortunes will come their way. To help good fortunes to come, business owners need to review their existing business plans to help navigate their business to make sure they have the buying power and staying power needed to sustain their growth in 2013, and the years to come. At Horizon Community Bank, we have...