Sitting on a stash of cash? Putting it into a certificate of deposit (CD) can be a great way to keep your funds safe, while earning a tidy interest rate. Horizon is currently offering one of the best interest rates in the nation on CDs! In exchange for an interest rate higher than money market…
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Ready to grow your business and need capital? If you’re hoping for an SBA loan, you’ll need to have a few basic things in place before you pursue funding. What is an SBA Loan? The SBA does not make loans, but is an agency of the federal government that protects small businesses and their role…
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Most people worry about their financial information online, but the simple truth is that most banks are extremely secure; hacking and cyber crime opportunities typically come from the consumer side or retailers. We can’t do much about store security, but small things we do (or forget to do) with our own electronics can make us…
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Technology & Regulation Changes Will Lead the Way Horizon Community Bank President Jerry Ernst was recently interviewed for the finance issue of AZbusiness magazine. What topics were the most prevalent during the interview? How technology and regulatory changes are leading the way forward, even as economic trends and business revenues are up. “During the recession,…
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Commercial lending expert Scott Dickman joins Horizon Community Bank; shares fourth quarter trends MESA, Ariz.—September 14, 2015— Horizon Community Bank, an Arizona Top Ten SBA Lender specializing in loans from $100,000 to $4 million, today announced the addition of commercial lending expert Scott Dickman as senior commercial banking manager. Dickman’s 38 years of financial experience, local…
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Mobile Banking has been declared the “future of banking” more than once over the past few years. Frequent appreciation of mobile banking’s potential to make personal finance more convenient has accompanied its evolution from initial text-based banking services to the sleek apps that exist today. A study conducted by Pew Research Center found that 51%…
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As we approach year-end, many business owners have begun thinking about their business plans for the upcoming year. For many businesses, those plans may include expanding its operations; purchasing or leasing new or expanded facilities; adding a new line of products or services; taking on new or expanded contracts; or replacing equipment that has become…
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With all of the uncertainty around maintaining a predictable flow of capital to businesses, a commercial loan provided by a bank but guaranteed by the federal government almost sounds too good to be true. Standing behind such loans is one of the responsibilities of the U.S. Small Business Administration’s (SBA) Guaranteed Loans Program. Utilizing an…
DetailsMark Dan Durham was recently appointed to the Board of Directors of Horizon Community Bank and its holding company Horizon Bancorp, Inc. “We have been wanting to expand our board and when we made a list of the characteristics we were seeking, Mark filled the bill perfectly” said Dr. Hitendra Chauhan, Chairman of the Board.…
DetailsLouis Pasteur, the famed scientist, once said, “Fortune favors the prepared mind.” While you may not be creating a vaccine for rabies and anthrax, as Pasteur did, his words are sound advice, in whatever your goals may be. Especially, when it comes to running a business and pursuing things that can help make a business…
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