Every business has the occasional gap between expenses and accounts receivables, or needs a sudden infusion of cash for something unexpected. It’s just a normal part of doing business. Maybe it’s expensive seasonal merchandise that requires prepayment but won’t generate revenue for another six weeks, or slow accounts receivables when payroll is due… but how the…
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Lake Havasu City, AZ-February 1, 2018 – Horizon Bancorp, Inc. (OTC Pink:HRRB), the holding company for Horizon Community Bank, announced a net income increase of 77 percent for the year ended December 31, 2017 over the same period, prior year. Net income through 12/31/17 totaled $2,950,876, an improvement of $1,288,387 over the year ended 2016. Net…
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LAKE HAVASU CITY, Ariz.—January 31, 2018— Horizon Community Bank is pleased to announce Mijung Wee Lombardi has been appointed to the top leadership position at its Fort Mohave, Arizona branch. As business banking center manager, she will handle branch operations, business development and customer relationships for the bank in the Tri-State area, which includes Fort Mohave,…
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A rate increase by the Federal Reserve is trickling down into banks, with some now offering a higher annual percentage rate (APR) on their certificates of deposit (CDs). How can you take advantage of the shift to earn more money on your investments? These four smart moves help you earn the best CD rates possible.
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When it comes to smart financial moves, some of the most brilliant personal finance ideas are just as effective for business. One of our favorites? Extra mortgage payments. Even just one extra payment applied to a commercial mortgage each year can make a substantial difference, shaving years of payments off the loan. This idea is…
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Interested in Part One of this series on credit cards? Read it here: What is merchant card processing? Having potential new providers review several months of past statements can float undisclosed fees to the surface, especially when it comes to sliding scale fees and tiered pricing. These can heavily inflate the cost of credit card…
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Credit Card Processing Basics: Part 1 of 2 Merchant card processing has evolved tremendously from its retail terminal beginnings, when complex wired systems were the only solution available. Technology moves fast, and thanks to WiFi and smart phones, the options for how a business can accept credit card payments have never been more flexible and…
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Life is too short, and business too complex, to put up with a frustrating banking experience. As a business grows and your financial expertise expands, or rates change at your current business bank, sometimes it’s just time to move on. Is it time for a break-up? Nothing personal, it’s just good business.
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by Jerry Ernst, as seen on azcentral.com, Sept. 2017 Whether you support Trump or not, there’s no denying POTUS is pro-business. His agenda to deregulate banking recognizes the cumbersome over-regulation that occurred as a knee-jerk reaction to the subprime mortgage crisis and resulting bailouts. Consumer protections are vital, but a sound system must balance value…
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Lake Havasu City, AZ-November 1, 2017-Horizon Bancorp, Inc. (OTC Pink:HRRB), the holding company for Horizon Community Bank, announced a net income increase of 70 percent for the quarter ended Sept. 30, 2017 over the same period, prior year. Net income through 9/30/17 totaled $1,942,476, an improvement of $797,592 over the first nine months of 2016.…
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