Consumer Credit Card - Horizon Community Bank

We make it easy to choose the credit card that is right for you –

Low Rate or Preferred Points Rewards.

It’s the only card you need for everything you need to do.

When it comes to credit cards in Arizona, Horizon Community Bank offers attractive benefits and interest rates.

Ask us, and you’ll see the community bank difference!

HCB Consumer Credit Cards

Personal Card – Low Rate

Features

No annual fee
Low introductory rate for the first six months.¹
Competitive ongoing APR.¹
25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

24-hour toll-free live customer assistance available at 800-367-7576.
Car rental insurance coverage and a host of extraordinary Mastercard^® benefits.
Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Other fees may be charged, these fees are listed on the downloadable application.

Personal Card – World / Preferred Points Rewards

Features

Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
Low introductory rate for first six months.¹
Competitive ongoing APR.¹
No annual fee.
25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
24-hour toll-free live customer assistance available at 800-367-7576.
Car rental insurance coverage and a host of extraordinary Mastercard benefits.
Unlike some card offers, the APR ¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Other fees may be charged, these fees are listed on the downloadable application.

To Apply Now

Download the PDF application. Consumer Credit Card Application
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

¹Please see application for information about current APRs and fees.

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We make it easy to choose the credit card that is right for you –

Low Rate or Preferred Points Rewards.

It’s the only card you need for everything you need to do.

HCB Consumer Credit Cards

Personal Card – Low Rate

Features

Benefits

Fees

Personal Card – World / Preferred Points Rewards

Features

Benefits

Fees

To Apply Now

Or mail your completed application to: Card Service Center PO Box 569120 Dallas, TX 75356-9120

You are now leaving Horizon Community Bank

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120