Personal Loans

We are committed to responding as quickly as possible to your loan request. Because loan decisions are made locally, we offer our customers the friendly, professional, competent service that has become our trademark.

Personal unsecured loans based on your creditworthiness; secured loans for a car, RV or boat; construction and lot loans for a new house; credit cards—we offer a full range of loans based on your needs.

As a locally owned, locally operated community bank, we’re able to offer custom loan packages that work within your bigger financial picture.

For our business account customers with personal needs and for our non-business clients, Horizon Community Bank takes into consideration your overall banking relationship with us and offers you a solution at the best possible rate.

AUTO, RV & BOAT LOANS

Looking for financing for a new or used vehicle? Horizon Community Bank offers loans specifically for the purchase of new and used cars, trucks, boats, trailers, motorcycles and recreational vehicles.

HOME CONSTRUCTION LOANS

If you’re ready to build the home of your dreams, Horizon Community Bank has a short-term construction loan for you. We can also roll that short-term loan into a longer-term mortgage loan through our mortgage department when you complete construction of your new home. We have competitive rates and terms.

REAL ESTATE LOT LOANS

Time to buy that special piece of land for your custom dream home? Horizon Community Bank has flexible terms and rates you’ll appreciate.

OVERDRAFT PROTECTION

Horizon Community Bank can provide you with peace-of-mind, knowing your checks will be covered. Apply today for a line of credit to be attached to your checking account for that “just in case” situation.

CREDIT CARDS

Get all of the advantages of a VISA® credit card through Horizon Community Bank’s credit card program. Our Rewards Program for airline miles or merchandise is excellent. You can expect excellent rates and fair terms.