Roth IRA

TRADITIONAL IRA

You can contribute up to the maximum amount per year into a traditional IRA. The tax deduction for this contribution depends on your Adjusted Gross Income (AGI), and whether you are covered under an employer sponsored qualified retirement plan.

Depending on your filing status (Single, Married, etc), your age, and your adjusted gross income, your contributions may range from 100% deductible to non-deductible.

Consult your tax advisor or financial planner for specific details to address your personal needs.

ROTH IRA

A Roth IRA is a retirement savings account that provides federally tax-free growth and withdrawals once it has been open for 5 years and you are 59½ years of age.

Consult your tax advisor or financial planner to learn about the differences and requirements of each type of IRA.

$1000 minimum deposit to open

Maturity terms available from 6 months to 5 years

Annual statements

Early withdrawal penalties may apply.

Horizon Bancorp, Inc. releases 4th Quarter 2021 financial highlights, including net earnings of $5,665,499 and earnings per share of $1.36 over the past 12 months.
March 8, 2022

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Roth & Traditional IRAs

TRADITIONAL IRA

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